A healthy credit score and an accurate credit report are key to accomplishing important financial milestones like buying a home. You can check both by obtaining a free copy of your credit report from one of the credit bureaus. If after receiving your credit report you notice inaccurate or outdated information, you need to dispute the information right away. You can do this with the credit bureau or directly with the reporting business. The process could take a bit of time, but it’s well worth doing especially when it comes to your financial health.